About Kapama Limited

Kapama Limited is a debt purchase company that buys debt from a variety of sectors including but not restricted to:

  • Utilities
  • Insurance
  • Payday Lenders
  • Banking and Finance
  • Educational Institutions
  • Telephony

Kapama Limited has several trading styles including:

  • Kapama Debt Purchase
  • Kapama Credit
  • Kapama Debt Collection Services
  • Kapama Debt Recovery

All of the debt purchased by Kapama is placed with our sister company Opos Limited who may select some of the accounts we have purchased and outsource them to a panel of carefully selected Debt Collection Agencies. If we own a debt you are liable for you will be able to obtain information about which organisation is managing your account by contacting Opos Limited. You can access the Opos Limited website at https://www.oposlimited.com where you will be able to find all necessary contact details.

If you would like to view the details of your account with us or to make a payment by debit or credit card simply click here.

Should you wish to make a complaint in relation to this account you can do so by emailing complaints@kapamacredit.com or in writing at the address below. We will respond to your complaint within five days and give you a final response within eight weeks.

Debt for Sale? If you have a portfolio of debt you are considering selling please contact us and we will be happy to discuss any potential purchase. The benefits of selling your past due accounts include:

  • Improve cash flow
  • Avoid lengthy non-recoverable legal costs
  • Write your debt off, saving on continued credit control costs
  • Forward flow agreement (guaranteed cash income)
  • Kapama will be responsible for ensuring the accounts are collected in a compliantly and customers are treated fairly
  • Brand protection

Sister Company

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